With hurricane season in effect June 1 through Nov. 30, property information, analytics and data-enabled services provider CoreLogic released its 2016 Storm Surge Risk Report, which concluded that Connecticut is the nation’s 14th most at-risk state for potential hurricane storm damage.

The report also concluded that "more than 6.8 million homes on the Atlantic and Gulf coasts are at potential risk of damage from hurricane storm surge inundation with a total reconstruction cost value of more than $1.5 trillion."

According to CoreLogic, storm surge is "a complex phenomenon that occurs when water is pushed toward the shore through the force of powerful winds associated with cyclonic storms."

CoreLogic’s analysis encompasses single-family residential structures like mobile homes, duplexes, manufactured homes and cabins, among other non-traditional home types. The analysis does not include those above four stories in height, according to CoreLogic, "due to the inability for storm surge flooding to affect the upper levels of a multi-floor building.”

With a total of 2,731,626 at-risk homes, Florida was ranked the No. 1 most at-risk state for storm surge damage, followed by Louisiana and Texas.

CoreLogic categorized homes among five risk levels: extreme, very high, high, moderate, and low — the latter of which is based on Category 5 hurricanes, which are unlikely along the northeastern Atlantic Coast. No low risk numbers were provided for states in that region due to "the extremely low probability of a Category 5 storm affecting that area."

According to the report, Connecticut’s 67,602 at-risk homes are categorized as follows:


  • Extreme: 6,997.

  • Very high: 21,634.

  • High: 17,955.

  • Moderate: 21,016.


Reconstruction cost


While this year's report shows an increase from 2015 in the overall number of homes at risk of storm surge, as well as an increase in reconstruction cost value (RCV), it  also shows a decrease in the most extreme category for both the number and RCV of homes at risk.

RCV is the cost to rebuild the home in the event of a total loss, according to CoreLogic — “not to be confused with property market values or new construction cost estimation.”

According to the report, the total RCV for Connecticut’s at-risk homes is $22,491,392,367, which breaks down as follows:


  • Extreme: $2,470,802,868.

  • Very high: $7,222,627,340.

  • High: $5,956,081,705.

  • Moderate: $6,841,880,454.


Florida has the nation’s highest RCV for its at-risk homes — $535,666,443,832, followed by Louisiana ($184,342,987,335) and New York ($177,019,029,378).

Metropolitan areas


In terms of at-risk metropolitan areas, Miami ranked No. 1, with 780,482 total homes potentially affected by all categories of hurricanes and a total estimated RCV of $143,949,383,422.

New York took the No. 2 spot, with 719,373 total homes potentially affected and a total estimated RCV of $260,195,234,842.

Click here to view CoreLogic’s full 2016 Storm Surge Risk Report.